Get paid globally.
Live locally.

Receive, hold, convert and move your money across NGN, USD, EUR and GBP, all in one place.

Smiling young woman using Chipa on her phone

Money, without
the limits.

One account. Multiple currencies.

Keep your naira, dollars, euros and pounds together without managing multiple apps.

Chipa multi-currency wallet displayed on smartphone in hand

Convert currencies
in seconds

Convert between USD, EUR, GBP and NGN at the cheapest rates.

Currency conversion calculator with live exchange rate

Send money left,
right, and center

Send money to friends and family effortlessly

Planet earth globe representing global financial transfers

Virtual cards that
gives confidence

Create multiple virtual cards and spend as you like.

Stacked Mastercard and Visa virtual debit cards

Subscribe and pay
for your faves

Shop online, subscribe and spend internationally with ease.

3D app icons for Netflix, YouTube, Spotify, Airbnb, Showmax, Apple, Canva, Amazon

Everything you
need in one app

Free local transfers

Transfer to banks in your country for free. No charges.

FREE
₦5,000
BankOPAY
Account Number904440488
NameANGELA CHIOMA OKORO
Stamp Duty₦0.00
Fee
₦30.00FREE
🇳🇬Available Balance
₦2,800.00

Buy Airtime

Buy airtime at a discount whenever.

DISCOUNTED
Airtime purchase discount options

Buy Data

Buy data and browse the internet with ease.

DISCOUNTED
Mobile internet data bundle options

Watch More

Pay for DSTV, GOTV, StarTimes, and more...

Cable television providers

Keep the Lights On

Pay your electricity bills in a few taps.

Electricity utility bill providers

Frequently Asked
Questions

Raenest is a Financial Technology (FinTech) Company, not a Bank. Banking services are provided by Regent Bank, Member FDIC. Raenest is not FDIC insured. FDIC deposit insurance up to $250,000 per qualified customer account on a "pass-through" basis, for which certain conditions must be satisfied. FDIC insurance only covers the failure of Regent Bank, Member FDIC. Card services are provided by Raenest's technology partners, authorized by Visa and Mastercard to issue cards operating over their networks.